AngryDebtor.com

Same song and dance…..we have been scrambling since my wife last got salmonella poisoning while eating salmon at a TGI Fridays. Losing that one entire paycheck hurt. We had actually gotten back to the point where we could almost breathe……then her truck broke down. LOL, figures. We had it towed to a repair shop, they worked on it and we paid $390……..two days later, the SAME EXACT problem crept back up…..had it towed back to the idiots to fix it this time, of course they discover a new problem…..$403 in order for us to drive it home…… Read the rest of this entry »

Popularity: 13% [?]

Recieved our tax refund check and we just got back from a week’s vacation in Florida…..was able to clear our minds somewhat and are facing bankruptcy head on. At the moment, we are trying to configure our gameplan to receive our IRS $1500 check and then file. After all, strategic filing is the best option But, how can we do that and not have to cough up the money? Easy, the $1500 is already gone Read the rest of this entry »

Popularity: 19% [?]

Life and the CCCS

We had our pow-wow with the CCCS (Credit Card Company Services, ahem, Consumer Credit Counseling Services) today……for a measly $692 per month we can pay off our credit card debt and doctor bills in as little as 46 months. OK, first some background for those that are unaware as to what the CCCS is.

The CCCS is the only US of A accredited pre-bankruptcy counseling service. If you ever want to file Chapter 7 or 13, guess who you MUST see twice? Yep. OK, with that said, who helps maintain the CCCS as a 503-non profit organization. According to the yellow piece of paper that I signed, the CREDIT CARD companies Read the rest of this entry »

Popularity: 31% [?]

Found this article on the FTC website, pretty funny stuff considering he is not supposed to

…The permanent injunction banned Trudeau from using infomercials to sell any product, service, or program. The ban contained a narrow exemption for infomercials for books and other publications, but specifically required that Trudeau not misrepresent the content of the books…..

LOL…..he is in serious violation of that last part with his latest offering of “Debt Cures”……..

A quick google search also found a tidbit about his “newsletter” on ConsumerAffairs.com …..as in do not fall for it (read the comments at the bottom of the article for the horror stories)

Popularity: 36% [?]

There are literally a ton of different ways to help your family curb credit overuse. While this is not an all inclusive list, the list contains the basic steps that my family has used to basically stop using credit. We hope that this list can help to serve others. If you can additional tips to this list, please feel free to add them in the comments!

1) Getting the family on the same page. Talking with family members about reducing or eliminating credit use is the logical first step. All family members must be willing Read the rest of this entry »

Popularity: 33% [?]