How Do You Handle Feeling Overwhelmed and Stressed Out?
Zenhabits has an excellent post detailing what to do when you begin to feel overwhelmed. A keep point to always remember, no matter the situation, if at anytime you feel as if you are out of control, guess what? You are. When you get to this point, you have got to take a step back and take a look at what is going on. We teach our workers the same principle in order to make them more aware of their surroundings and to put them back onto the path of being able to perform their jobs properly. These same principles can be applied to debt. Sit down, write out your budget (get it on paper!)……when your spending overshoots your budget, guess what? You are out of control. Sure, this bill popped up out of the blue or Jimmy had to go to the doctor……excuses, trust me, I am the excuse King! Your emergency fund is in place to get you through the rough spots; get out of control with spending, step back, breathe and analyze.
When I feel like I am getting over stressed, I will call a time out. When I get like that, I just have to be able to think. I have found over the years that when I am able to make my decisions in a non-stressed process, I am much more successful.