Our Trip to the Consumer Credit Counseling Service (CCCS)
Life and the CCCS
We had our pow-wow with the CCCS (Credit Card Company Services, ahem, Consumer Credit Counseling Services) today……for a measly $692 per month we can pay off our credit card debt and doctor bills in as little as 46 months. OK, first some background for those that are unaware as to what the CCCS is.
The CCCS is the only US of A accredited pre-bankruptcy counseling service. If you ever want to file Chapter 7 or 13, guess who you MUST see twice? Yep. OK, with that said, who helps maintain the CCCS as a 503-non profit organization. According to the yellow piece of paper that I signed, the CREDIT CARD companies Read the rest of this entry »
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More on Kevin Trudeau’s Scams
Found this article on the FTC website, pretty funny stuff considering he is not supposed to
…The permanent injunction banned Trudeau from using infomercials to sell any product, service, or program. The ban contained a narrow exemption for infomercials for books and other publications, but specifically required that Trudeau not misrepresent the content of the books…..
LOL…..he [...]
Simple Steps to Curbing Credit Overuse
There are literally a ton of different ways to help your family curb credit overuse. While this is not an all inclusive list, the list contains the basic steps that my family has used to basically stop using credit. We hope that this list can help to serve others. If you can [...]
Not Having an Emergency Fund is a Wreck Waiting to Happen
You will see it preached on every financial website and the vast majority of blogs: the importance and necessity of creating and maintaining an emergency fund. Most people agree that a basic emergency fund of $1,000 is a good start. A thousand dollars will get you through about 75% of the occurrences in life. Once [...]
Review of Kevin Trudeau’s Debt Cures Book
As outlined in my previous Kevin Trudeau post, I ordered the “Debt Cures” book on January 2nd. Remember, I could skip the 3-5 week shipping time by having the book ‘Rush Delivered’ directly to my door. The “RUSH” was $9.95. LOL, received the book on January 17th. Yep, without the rush shipping, the Debt Cures [...]